Insurance APIs for the Modern World

Empower your business with comprehensive insurance APIs. Build, integrate, and scale insurance products faster than ever before.

Explore Our API Categories

Product APIs

APIs designed to bring insurance products to life, enabling seamless integration into your business processes:

Travel Insurance

Provides financial protection against unforeseen events for global and domestic travel.

Extended Warranty

Supports e-commerce platforms by offering repair, replacement, and maintenance coverage for goods.

Accident Insurance

Covers accidental death, disability, or medical expenses with financial compensation.

Renewable Term Life

Life insurance API offering leveled premiums with term extension options up to 20 years.

Mortgage Care Policy

A limited pay plan where the sum assured reduces over time after an initial level period.

Monthly Annuity Product

API for deferred monthly repayment annuities with death benefits.

Critical Illness for Joint Life

Fixed-term coverage for cancers, supporting one insured or couples.

Smart Pet Care Insurance

Financial coverage for pet illness or accidents, providing peace of mind to pet owners.

GreenPath EV Truck Special Protection Service

A quasi-insurance API exploring risk-sharing models for electric vehicle (EV) trucks often declined by traditional insurers.

VHIS (Voluntary Health Insurance Scheme)

Regulatory-compliant API for individual indemnity hospital insurance plans in Hong Kong.

Participating Product

API supporting participating products with survival bonuses, terminal bonuses, and maturity benefits.

Smart Connected Critical Illness Insurance

Connects legacy systems with new products while enabling AI-powered claims processing.

Solution APIs

APIs that enable operational efficiency and innovation across the insurance value chain:
Rule Master

An intelligent tool for creating and modifying business rules easily and interactively.

Approval Connector

Streamlines approval workflows by integrating processes into different platforms.

Notification Anywhere

Delivers notifications via third-party platforms like Teams, WeChat, WhatsApp, and more.

RI Simulator

Evaluates reinsurance allocation calculations during the underwriting phase.

Reminder Connector

Helps staff stay on track by integrating task management into Microsoft Planner.

Claim Portal

Manages claims registration, status updates, and appraisals through an online portal.

Claim Investigation & Appraisal

Integrates investigation processes into Microsoft Teams or ServiceNow for real-time tracking.

NORNS (Nucleus Of Rational Numeric Speculation)

Calculates insurance needs using advanced arithmetic formulas and AI analysis.

Developer Resources

Everything You Need to Get Started
We’ve made it simple for developers to integrate InsureMO APIs into their projects:
API Documentation

Comprehensive guides for every API.

SDKs & Libraries

Tools available in multiple programming languages.

Integration Tutorials

Step-by-step instructions to simplify implementation.

API Explorer

Test our APIs in real-time within a sandbox environment.

Community Forum

Collaborate with other developers and get support from our team.

How It Works

Integrating InsureMO APIs is Easy
  • 01.
    Sign Up:

    Create a free developer account to access our API portal.

  • 02.
    Explore & Test:

    Use our sandbox environment to test APIs in real-time.

  • 03.
    Integrate:

    Get started quickly with SDKs and detailed documentation.

  • 04.
    Scale Up:

    Seamlessly scale your integration as your business grows.

Success Stories

Trusted by Leading Insurance Ecosystem Players
InsureMO Secures Place in 2024 INSURTECH100 List

Recognized for Pioneering Innovations and Leadership in Digital Transformation for the Insurance Industry.

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Empowering Brazil's Insurance Evolution

InsureMO partners with Noorden Group to accelerate digital transformation and innovation in the Brazilian insurance market.

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Smart IMS and InsureMO: Accelerating Insurance Innovation

Smart IMS will utilize InsureMO’s PaaS to accelerate digital transformation and streamline distribution processes for insurers.

Learn More

For Insurance Carriers

Modernize Your Core Systems Without Disruption

  • Transform legacy systems into agile, scalable architectures
  • Launch new insurance products across multiple lines in weeks
  • Enable seamless digital distribution

For Ecosystem Players

Offer Embedded Insurance Solutions Effortlessly

  • Add insurance products to your customer journey
  • Build tailored solutions for your audience
  • Scale globally with multi-channel distribution

For Technology Providers

Expand Your Offering with Insurance Capabilities

  • Build insurance functionality into your platforms
  • Enable quick product launches for clients
  • Support AI use cases with flexible APIs